John Barker, Realtor
Windermere Real Estate/East, Inc.
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Buying a Home

My level of experience is unique in the sense of having represented several area home builders over the years in conjunction with active involvement in the resale market in multiple regions and price ranges.

Buying a new home: Having represented builders of past and present, including Conner, Lozier, Murray Franklyn, Polygon, and Chaffey, I readily provide insight on the nature of their homes and what differentiates them individually. Many buyer's agents might understand the purchase process, but does the same knowledge extend to the home you are buying? Put my experience to work for you.

Choosing a bank owned or distressed property: You may have heard we are currently in a recession. Being the third of my real estate career, this aspect of the market is not foreign. During such times these homes become prevalent. I understand the process, and can advise you as to the many challenges of purchasing a home under such conditions.

Purchasing a resale home: The most prominent of choices in the general marketplace; my abilities are not limited to the foregoing categories. Many listings are in area neighborhoods I have sold in the past, and can share the past scenarios and those of past clients who lived in these communities. If built in the past twenty years, odds are I recall the builder and reception of the marketplace when the home was new.

The process associated with a purchase generally speaking are as follows:

· Pre-Qualification. Refer you to a Loan Consultant to qualify you and to determine the payment and purchase price of a home that you feel comfortable with.

· Consult. I will listen to your exact wants and needs and provide feedback.

· The Dream Home. Locate homes that match your style, location, and price through the use of the Multiple Listing Service and my contacts with "top producing" agents to locate possible homes that match your wants and needs.

· Instant Information. Notify you of new listings via email or telephone. Videos and digital photos of properties will be taken upon request.

· Tour Homes. I will visit homes with you that fit your criteria. If unfamiliar with the area, tour areas of interest as well.

· Knowledge. Provide you with information on school statistics, demographics, and other community services.

· Review. Discuss all homes visited and assist in determining the "dream home". Explain the purchase documents to you before you sign.

· Purchase Offer. Present the written offer, highlighting the strong points of the purchase contract. Present and review counter offers, if any, in a timely manner.

· Inspections. Assist in obtaining home inspections and repairs. Attend all inspections.

· Manage. Follow-up with the Title Company, Inspection Companies, and the Mortgage Company to ensure they are working to scheduled dates.

· Communicate. Keep all parties of the transaction informed at all times.

· Walk Through. Prior to settlement, I will walk through the home with you.

· Closing. Help you and the sellers coordinate the closing. Attend settlement with you.

· Your Home. Follow-up after closing to make sure that you are content with your new home. If you have any questions, ask!

Calculate Your Mortgage Payments
Use the form below to calculate various mortgage scenarios.
  INPUT INFORMATIONPurchase Price:  $     
 Down Payment:  $     
Annual Interest Rate:   % 
Number of Years:  yrs
  TOTALSMonthly Payment Before Taxes & Insurance:  $     
 Monthly Payment After Est. Taxes & Insurance:  $     
 
Calculate Maximum Monthly Payment & Maximum Purchase Price
Use the form below to calculate your maximum monthly payment & maximum purchase price.
  INCOMEAnnual Gross Income:  $     
  MONTHLY LONG TERM OBLIGATIONSChild Care:  $     
 Credit Cards/Loans:  $     
Autos:  $     
Other:  $     
  MORTGAGE INFORMATIONDown Payment:  $     
 Annual Interest Rate:   % 
Number of Years:  yrs
  TOTALSMaximum Monthly Mortgage Payment:  $     
 Maximum Purchase Price:  $     
 
 AGGRESSIVE TOTALSMaximum Monthly Mortgage Payment:  $     
 Maximum Purchase Price:  $     
 
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